The following are public client materials compiled from channels in 2026-10, not the latest uniform bank policies. Specific eligibility, fees, timeframes, and limits must be reviewed in writing before an appointment; complete materials do not equate to bank approval.
01 Account Opening Requirements and Mandatory Documents
1. Hong Kong CI, BR, NNC1/NAR1 (audit report if available)
2. ID cards, passports/permits of directors and shareholders + personal bank statements for the past three months
3. Shareholders' social-security records for at least 3 years (continuous employment in the same industry) + personal bank statements showing salary payments for the past 6 months (showing an average daily balance of 100,000 or above for the most recent month)
4. Business plan (must include full English names and registration locations of potential customers/suppliers) 5. Upstream/downstream letters of intent or email communication records
6. Account opening KYC questionnaire and director's CV
02 Account Opening Process
1. We pre-screen your submitted materials first (1 day)
2. Submit to the bank for preliminary review (1 week)
3. Book face-to-face signing (1 week)
4. Please check email and SMS for online banking registration information after in-person signing
5. Process account opening after back-office approval
03 Processing and Witnessing Methods
Mainland Witnessing / In-person Signing in Hong Kong
Mainland Witnessing Cities: Shanghai, Guangzhou, Shenzhen, Chengdu, Zhuhai, Tianjin, Chongqing, Suzhou, Shaoxing
04 Daily limit (HKD, per original channel criteria)
Non-designated customers, daily transfer limit 3,000,000 HKD
For designated customers, the daily transfer limit is 10,000,000 HKD (can apply for designation)
05 Bank Counter / Witness Levies
1. Hong Kong witnessing 6,650 (can apply for waiver if balance is 100,000 after account opening)
2. Domestic branch witnessing HKD 6,650 (can apply for reduction to HKD 1,450 if balance reaches 100,000 after account opening)
3. Hong Kong Permanent Resident $1,350 HKD
06 Received Documents and Activation
Online Banking, Password Letter
07 Remarks and Account Maintenance
1. Bank annual fee: 800 HKD
2. Daily average balance of 100,000 HKD or more; if the monthly daily average balance is insufficient, an additional monthly fee of 500 HKD will be charged
3. Inward $65 HKD/transaction, Outward $115 HKD/transaction
Bank fees and account requirements (if any) are for channel reference as of 2026-10 only and are not uniform bank policies; subject to written notice from the bank.
Channel information compiled as of 2026-10, not a uniform bank policy; subject to written notice from the bank.
Data Source and Review
View Existing Client Version Channel DataPlease consult Drew for actual quotes; this page reuses authorized public customer-version channel materials. Bank fees and original channel values must be reviewed according to the bank's current written terms.