The following are public client materials compiled from channels in 2026-10, not the latest uniform bank policies. Specific eligibility, fees, timeframes, and limits must be reviewed in writing before an appointment; complete materials do not equate to bank approval.
01 Account Opening Requirements and Mandatory Documents
1. Hong Kong CI, BR, NNC1/NAR1 (audit report if available)
2. ID cards, passports/permits of directors and shareholders + personal bank statements for the past three months
3. Business licence of the Mainland China company (established for at least 1 year) + bank statements for the past 3 months + income tax return + VAT return
4. Sales bills of lading, customs declarations (if no foreign trade, replace with domestic sales materials)
5. Purchase VAT invoices, sales VAT invoices, and corresponding bank advice
6. Account opening KYC questionnaire and director's CV
02 Account Opening Process
1. We pre-screen materials first (1 day)
2. Manager Preliminary Review (1 week)
3. Submit for approval; book face-to-face signing after approval (contact us in advance if witness appointment is needed sooner)
4. Process account opening after in-person signing (1 week)
5. Password paper received within 10 working days after account opening
03 Processing and Witnessing Methods
Mainland Witnessing / In-person Signing in Hong Kong
Mainland Witnessing Cities: Shanghai, Guangzhou, Shenzhen, Chengdu, Zhuhai, Tianjin, Chongqing, Suzhou, Shaoxing
04 Daily limit (HKD, per original channel criteria)
Non-designated customers, daily transfer limit 3,000,000 HKD
For designated customers, the daily transfer limit is 10,000,000 HKD (can apply for designation)
05 Bank Counter / Witness Levies
1. Hong Kong witnessing 6,650 (can apply for waiver if balance is 100,000 after account opening)
2. Domestic branch witnessing HKD 6,650 (can apply for reduction to HKD 1,450 if balance reaches 100,000 after account opening)
3. Hong Kong Permanent Resident $1,350 HKD
06 Received Documents and Activation
Online Banking, Password Letter
07 Remarks and Account Maintenance
1. Bank annual fee: 800 HKD
2. Daily average balance of 100,000 HKD or more; if the monthly daily average balance is insufficient, an additional monthly fee of 500 HKD will be charged
3. Inward $65 HKD/transaction, Outward $115 HKD/transaction
Bank fees and account requirements (if any) are for channel reference as of 2026-10 only and are not uniform bank policies; subject to written notice from the bank.
Channel information compiled as of 2026-10, not a uniform bank policy; subject to written notice from the bank.
Data Source and Review
View Existing Client Version Channel DataPlease consult Drew for actual quotes; this page reuses authorized public customer-version channel materials. Bank fees and original channel values must be reviewed according to the bank's current written terms.